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BLOCK INSURANCE ARRAN BY MAN AGENTS SISTER CO.WANT £500excess burglary dam??????

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Hello, please could anyone help/advise. I won a flat/share of freehold. A managing agent was appointed. with the consent of the directors they arranged buildings insurance, through their sister company by another name. Then yesterday two appts were burgled causing considerable damage to the exterior of the building. I now find that, yes we have buildings insurance,bit there is a five hundred pound excess for burglary damage to the windows! would it have been reasonable for me to haveassumed that I would have been fully covered for such a risk?
or at the very least notified of all excesses when arranged so that at least I had an oppertunity to get full cover for myself before now??

thank you in advance for your time.

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