Buildings Insurance – 50% uplift ?
Share-of-Freehold property with three flats. I got renew quote from same Ins broker with Buildings Ins with 50% up lift for inflation purposes. Declared Buildings Value £381,848 (Index linked from...
View ArticleRepo purchase and now next door is saying water from mine has caused them damp
Hi All, Just completed on a repo recently, and the first weekend on the site I was shocked when the next door neighbour suddenly asked me who my lender was and wrote a number on a piece of paper for me...
View ArticleForm 17 - Do i need to complete this?
Hi I own a rented property with my husband and on the land registry it has the clause under proprietorship register RESTRICTION No disposition by a sole proprietor of the registered estate under which...
View ArticleSplit Freehold ?
FONT=Arial]I hope someone may be able to give advice to a problem I am having selling a house. The house is a freehold property, but is divided into two flats (not a conversion, it was built that way)...
View Articlesec21 eviction deposit protection proof
Hi, having gotton everything ready with N5B bundle, i thought my putting the deposit with DPS was watertight as i have an account number etc, and have used it before,a nd refunded a previous tenant. I...
View ArticleRelease equity with a BTL mortgage on your own house?
Situation: - Some BTL experience (2 properties let for the last 3/4 years) - My own property is worth £700k - Currently borrowing £300k - No longer possible to obtain interest only mortgages due to...
View ArticleFire escapes into nextdoor flats -- how big an issue?
Hello I am some way down the line in buying a maisonette (to let out), which I am keen to go ahead with. However, I have just discovered that there are two rather unusual fire escapes in the flat which...
View ArticleRenting on the wrong mortgage type
Hi, I suspect my landlord is not on a buy-to-let mortgage and is consequently in breach of his Mortgage Terms and Conditions. As a tenant I'm curious as to how this affects the validity of my Tenancy...
View ArticleDo I need liability insurance ?
I have started this new thread after being helped in an original thread(link below) The freeholder has now supplied the insurance documentation for the buildings insurance. He has sent an email and...
View ArticleSignatures on AST
Is it usual for both landlord and tenant to sign the same copy of the AST or is it okay for them to sign separate copies? Who should retain the copies? Thanks.
View ArticleArrears questions etc
Mornin all, Hope you're not all enjoying the sun so much that you can't answer my few questions about my rental property Timeline for you first - April 8th 2008 6 month AST started, going to periodic...
View Articlesquatters or tenants?
I have a bit of an odd problem. I let my property to someone whom then planned to keep someone in the property without my consent. I only found out this person lives in my property when they came to me...
View ArticleSection 21 refused as didnt state home address???
Hi, I served a section 21 on my tenants approx 11 weeks ago (they should have moved out 2 weeks ago) - i have now been told by the council (who are looking to re house them) that the notice is invalid...
View ArticleUnable to contact letting agents for reference
I am moving out of my flat in a few weeks, and have been told by my new letting agents that I need to obtain a reference from my current letting agent. For over a week now I have been trying to contact...
View ArticleCorrect procedure for giving notice to commercial tenant
Hi, We own an industrial unit that has been let out, firstly on a 1 year lease, when this expired we have issued an extension to the existing lease for 6 months. The extension is due to expire 31st...
View ArticleExtending Section 21?
Hi. I served an Section 21 to our tenant of 3 yrs, over 2 mths ago (21/3/13), with the end date being today, 6th June 2013. She was in agreement that she needed to vacate the property due to essential...
View ArticleNeed to do formal rent increase
Hi all My tenant has been in my let house now for over 3 years and I have not done a rent increase in all that time. I have now informed her that the rent will be going up. She has an AST when she...
View ArticleNI contributions - is my wife self employed?
My wife and myself own 21 BTL properties. We both work full time (employed), and we both receive a P60 each year from our employers We are both registered as property investors with HMRC. Every year we...
View Articlewant to sell freehold - do I have to give notice of first refusal?
Bought a flat in 2006 and acquired the freehold of the building with the purchase. The building is split into 2 flats. We have been letting out our flat since 2008 and have just put it on the market. I...
View ArticleWhat does hosting a mortgage mean and how does it work
Hi I heard the term hosting a mortgage. can anyone explain to me how this works?
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